FastTrack Claims Intelligence Platform

Claim Evidence &
RTW Intelligence

ClarityFT brings scattered evidence into one connected, source-linked view. The work moves faster, supporting consistent, defensible reviews. Claims staff make every decision.

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Connected Intelligence Across Every Experience

One source-linked record keeps every review grounded in the same evidence.

The evidence is organized. Human judgment stays in command.

01 Document Intelligence

Turn Claim Files Into Cited Evidence

FastTrack organizes key information across the file, links every value to its source, and gives claims staff one record to confirm. It is the data foundation for Claims Intelligence — every other capability on this page reads from it.

  1. 01 Source Documents Whatever the claim file already holds — the medical record, the policy documents and the forms around them. Nothing new has to be gathered.
  2. 02 Evidence Organized + Cited Key values are lifted into one structured record, and each one keeps a link back to the page and the passage it came from.
  3. 03 Claim Staff Confirms Anything the record cannot resolve on its own is surfaced for review. Nothing moves forward until a person confirms it.
  4. 04 Ready For Claims Review The confirmed record is what every other capability reads, so the evidence is entered once and cited everywhere after that.

Source Documents, By Claim Type

Document Intelligence works from what is already on file. What a file holds depends on the claim, so the record is built from whichever of these are present.

On Every Claim

LTD · Life · Waiver of Premium

  • Policy, certificate and rider documents
  • Coverage and effective date records
  • Claim application and claimant statement
  • Employer statement and enrollment records
  • Claim file notes and correspondence
  • Prior claim and adjudication history

Disability Claims

LTD · Waiver of Premium

  • Attending Physician Statement (APS)
  • Office, progress and consultation notes
  • Hospital admission and discharge summaries
  • Operative and procedure reports
  • Diagnostic imaging and laboratory results
  • Medication and pharmacy history
  • Physical and occupational therapy notes
  • Functional Capacity Evaluation (FCE)
  • Independent Medical Examination (IME) reports
  • Peer and file review reports
  • Training, Education and Experience (TE&E) forms
  • Résumé and documented work history
  • Employer job descriptions and job analyses
  • Wage and earnings statements
  • Vocational rehabilitation reports
  • Social Security award and denial notices

Life Claims

Life · Contestability review

  • Death certificate
  • Beneficiary statement and proof of death
  • Physician’s statement of cause of death
  • Autopsy and coroner reports
  • Police, accident and incident reports
  • Records covering the contestability period
  • Application and evidence of insurability

Whatever the mix, every value drawn from these keeps the link to the page and the passage it came from, and claims staff confirms the record before it moves forward.

Medical Recap

Structured Evidence Record

Primary Condition
Coronary Artery Disease
First Documented 03/14/26
Restrictions
No lifting over 10 lb. Standing limited to 4 hours per day.
Treatment
Cardiology follow-up. Medication history organized by date.
Staff Review
Two fields need confirmation before they move forward.

Source Preview

Page 18

Attending Physician Statement

“No lifting greater than ten pounds through the next evaluation.”

Open In Source

Source links let claims staff inspect the cited pages and passage.

Chronology

Structured Evidence Record

09/14/25
Chest tightness on exertion, first documented.
Primary care note · Page 12
10/12/25
Stress echocardiogram and lipid panel.
Lab and imaging · Page 27
01/01/26
Policy effective date.
Policy record
03/14/26
Coronary artery disease documented.
Cardiology consultation · Page 18
Staff Review
Two events sit before the policy effective date. Claims staff applies the policy language.

Source Preview

Page 12

Primary Care Note

“Reports chest tightness with exertion over the past several weeks.”

Open In Source

Every date carries the page it was read from, in sequence rather than to scale.

Capacity

Structured Evidence Record

Lifting
No lifting over 10 lb.
Standing
Limited to 4 hours per day.
Walking
Limited to 4 hours per day.
Climbing
Stairs and ladders: never.
Staff Review
Sitting tolerance is not stated anywhere in the file.

Source Preview

Page 18

Attending Physician Statement

“Standing limited to four hours per day. No climbing of stairs or ladders.”

Open In Source

Documented capacity only. What the record does not say stays visible as a gap rather than being filled in.

Occupation

Structured Evidence Record

Own Occupation
Retail Salespersons
O*NET 41-2031.00
Occupation Demands
Standing 6 hours. Walking 5 hours. Climbing and lifting 11 to 20 lb, occasionally.
Documented Gaps
Four demands are not met on the current record.
Work History
Bachelor’s degree. Over ten years in sales.
TE&E form · Page 2
Staff Review
FastTrack surfaces the gaps. Claims staff makes the determination.

Source Preview

Page 3

Employer Job Description

“On the sales floor for the full shift, with restocking from floor level to overhead shelving.”

Open In Source

The confirmed occupation and capacity are what Occupational Intelligence reads.

Sources

Structured Evidence Record

Attending Physician Statement
Restrictions, treatment and prognosis.
Medical Records
Cardiology consultation and follow-up notes.
Primary Care Notes
Symptom history before the policy effective date.
Employer Job Description
Own Occupation demands as the employer states them.
Policy Record
Effective date and coverage provisions.

Source Preview

Page 2

Policy Record

“Coverage effective January 1, 2026.”

Open In Source

Nothing enters the record without a document behind it. Every value above traces back to one of these.

An illustration of the structured evidence record, rebuilt from the Document Intelligence overview. Move through the tabs to see what each view holds. It is not a capture of the live interface.

Structured Evidence Record

Medical recap, chronology, capacity, occupation and sources, held together as one record rather than a stack of separate documents.

Every Value Linked To Its Source

A source link opens the cited page and the passage it came from, so a reviewer can inspect the underlying document without leaving the record.

Confirm Or Correct

Anything the record cannot resolve on its own is surfaced for staff review. The record does not move forward until a person confirms it.

One Verified Record.
Every Analysis Starts Here.

Once confirmed, the same source-linked record powers Occupational Intelligence, Evidence Alignment, and Pre‑Existing Conditions & Contestability. The evidence is entered and confirmed once.

Learn More about Document Intelligence

02 Occupational Intelligence

The Diligence Behind Every Return‑To‑Work Path

A credible return-to-work path requires more than a broad exertion label. Document Intelligence organizes the Attending Physician Statement (APS) and the training, education and experience (TE&E) information. Occupational Intelligence then compares documented capacity with the exact demands of real occupations.

  1. 01

    Own Occupation Review

    The occupation performed before disability, matched against documented capacity, with the gaps named rather than summarized.

  2. 02

    Where Capacity Falls Short

    Each physical demand set side by side — what the occupation requires, what the record documents, and the difference between them.

  3. 03

    The Decision, At A Glance

    Alternative occupations qualified by work history and tested for a gainful wage, so a reviewer can see which paths actually hold up.

An Occupational Intelligence claim screen: a claim header carrying occupation, location and salary, a generated claim summary, status cards for Claim and Claimant, Physical Capacity and Occupational Matches, a run history down the left, and a ranked list of matched occupations showing O*NET and DOT codes, annual wage, physical demand level and a fit rating on each.
Own Occupation review, the documented capacity gaps, and the alternatives that meet both capacity and wage criteria.

Own Occupation means the occupation performed before disability. FastTrack surfaces the gaps; claims staff makes the determination.

13,000+ Real Occupations.
A Credible Path To Work.

Detailed occupation demands, in one view. Claims staff sees the unmet Own Occupation demands, the cited capacity gaps, and the alternatives that meet capacity and wage criteria.

Learn More about Occupational Intelligence

03 Evidence Alignment Coming Soon

See Conflicts & Anomalies With Cited Evidence Attached

Document Intelligence structures the medical record and the Attending Physician Statement (APS). Evidence Alignment shows what agrees, what differs, and where claims staff should look next.

Flagged Finding 01  ·  Gait Observation

Source Conflict  ·  Staff Review

“He walks without limp or supports.”

Medical Notes  ·  Page 1  ·  05/25/22

“Antalgic gait with mild limp.”

Attending Physician Statement  ·  06/07/22

Why it matters. Claims staff can compare the same capacity question across both sources and quickly confirm agreement or isolate a discrepancy. Both citations stay attached.

Clear Evidence.
Defensible Reviews.

FastTrack groups conflicts and anomalies, keeps consistent evidence visible, and links every finding to its source. Claims staff decides what it means.

Learn More about Evidence Alignment

04 Pre‑Existing Conditions & Contestability Coming Soon

Every Critical Event, In One Cited Timeline

Document Intelligence organizes dates and source passages across the claim file. FastTrack compares the record with the policy effective date, so claims staff can see what happened before coverage began.

  1. 01Document Intelligence
  2. 02Build The Cited Timeline
  3. 03Compare Events With Coverage Timing
  4. 04Pre‑Existing Conditions & Contestability

Cited Timeline With Policy Context Sequence, not to scale

  1. 09/14/25

    First Documented Symptom

    Primary Care Note  ·  Page 12

  2. 10/12/25

    Diagnostic Test

    Lab and Imaging  ·  Page 27

  3. 01/01/26

    Policy Effective Date

    Policy Record

  4. 04/18/26

    Claimed Condition

    Physician Statement and Claim File  ·  Pages 4 and 6

Medical history before coverage. Human review required — FastTrack organizes the sequence; claims staff applies the policy language.

Every Event Cited.
Every Decision Grounded.

Symptoms, diagnosis, tests, treatment and medications appear in date order. Each relevant event stays linked to the passage that supports it. Claims staff applies the policy language and makes every determination.

Learn More about Pre-Existing Conditions and Contestability

The Opportunity

A More Consistent Review.
A More Defensible Record.

Bring us a set of your own closed claims and we’ll show you what the same evidence looks like organized, cited and matched. No change to your claims system, and every decision stays yours.

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