American Fidelity Assurance Company to Use FastTrack’s Life Waiver Tools and Administrative Services to Assist in the Processing and Adjudication of Waiver of Premium Claims

BEDMINSTER, NJ – January 28, 2013 — FastTrack RTW Services & Solutions, a division of Kamine Technology Group, LLC, formally announces the signing of American Fidelity Assurance Company as its latest client. American Fidelity will implement FastTrack’s Life Waiver Tool (LWT) product, which is designed to automate the medical and administrative tasks associated with waiver of premium claims. LWT takes key claimant data and inputs it into an advanced Physical Capabilities Form (PCF), which then uses a specialized validated occupational library to identify and compare occupations based on the claimant’s individual restrictions and limitations as determined by their medical provider. An evaluation is then made to determine the claimant’s ability to perform their own occupation or any occupation, as specified in the claimant’s life insurance policy. This automation both standardizes and speeds the waiver of premium adjudication process while providing optimal adjudication assessment data. In addition to licensing FastTrack’s LWT software, American Fidelity will also utilize FastTrack’s Administrative Services to perform specific administrative tasks, which will allow American Fidelity’s claims personnel to focus on core adjudication decision-making functions.

Ron Byrne, Senior Vice President at American Fidelity, stated, “When we first became aware of FastTrack’s innovative Life Waiver Tool, we were excited about the possibilities to optimize the waiver of premium claims adjudication process for our domestic waiver block. One of the things we really liked about the software was the operational efficiencies it presents to us; easing the administrative load on our claims analysts, while simultaneously getting better information on which to adjudicate our claims.”

Carl Capato, Kamine Technology Group’s Senior Vice President of Risk Management Strategic Partnerships, stated, “We are very excited to welcome American Fidelity on board as our newest FastTrack customer. Market receptivity to our Life Waiver Tool and the opportunities it brings to Life Insurers for streamlining their waiver claims adjudication process has been outstanding, providing a whole new level of detail for waiver claims analysis as well as creating associated financial benefits generated from such optimizations.”

About American Fidelity Assurance Company

American Fidelity Assurance Company is a third-generation, family-owned organization providing insurance products and financial services to education employees, trade association members and companies throughout the United States and across the globe. Founded in 1960, it has grown to become one of the largest private, family-owned life and health insurance companies in the United States. Headquartered in Oklahoma City, American Fidelity has more than 1,500 employees in 26 locations across the nation. American Fidelity has been included on FORTUNE magazine’s “100 Best Companies to Work for in America” nine times. It was named to Computerworld magazine’s list of the “Best Places to Work in IT,” ranking number one in 2005. Since 1982, American Fidelity has been rated “A+” (Superior) by A.M. Best Company, one of the nation’s leading insurance rating services.

About Kamine Technology Group, LLC 

The FastTrack RTW Division ( helps the insurance vertical proactively enhance its Return-to-Work and Risk Management programs with a full suite of tools. The FastTrack tools are utilized by Short/Long Term Disability, Life and Workers Compensation insurance carriers, Self-Insured Employers and TPA providers as integral parts of their Return-to-Work and Risk Management initiatives. FastTrack’s goals are to help speed the return of claimants/injured workers to their existing employers, find them new employment opportunities when occupational changes are required and to assist carriers to more effectively adjudicate claims from a Risk Management perspective.

For further information, please contact:

Robert Kuller, Senior Vice President – Marketing